Employers Liability Insurance

Employers’ liability insurance covers the cost of defending or settling an employee’s claim that they have suffered bodily injury or disease as a result of the work they do for you. It also covers the cost of defending a related criminal prosecution if the accident or disease came about because a law or regulation had been broken.

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0161 241 5241

As a small business with employees, your people are one of your greatest assets and investments. They’re also a great responsibility. Not only do they rely on the success of your business to provide their livelihood, but as an employer you have an obligation to provide safe conditions for them to work in. It goes without question that you do your best to limit the possibility of injury or disease to your employees resulting from the work they do for you. But what if they have an accident or become ill as a result of something you weren’t aware of? Your employee could sue your business for compensation. And if the incident exposes a breach of legislation or regulation, your business could also face legal prosecution.