Employers’ liability insurance
Employers’ liability insurance protects against the cost of defending or settling claims that arise from employee injury or illness in the workplace. This includes defence costs relating to criminal prosecution should accident or injury occur as a result of a break in regulation or the law.
If you run a business that has employees, either temporary, part-time or permanent, then Employers’ Liability Insurance is relevant to you. The Employers’ Liability (Compulsory Insurance) Act 1969 stipulates that if you employ or hire any staff (excluding family members), you are legally obliged to have at least a basic level of employers’ liability cover to protect you against such claims.
Riverdale Insurance can help you to find the most suitable and cost effective employers’ liability cover for your business, no matter what profession or industry you’re in.
How Employers’ Liability Insurance protects you and your business
- Pays your legal and compensation costs
If you are sued by a member of your staff if they believe their work has caused them injury or made them ill
- Covers any person working for you
Including if they are voluntary help or self employed
- Can be added to your public liability insurance
Which covers compensation you have to pay a client or member of the public due to accidental injury or property damage.
If you would like to discuss employers’ liability insurance and how we can help you implement the right approach then please call us on 0161 241 5241
How we help our clients
We work with companies to fully understand their business processes making us better equipped to identify the potential risk issues. We do this by understanding the risk profile of a company, selecting the right insurer who fully understand the risk profile, ensuring that the policy wordings are correct and fully understood and provide a professional approach, leading an underwriter to provide cover at a reduced premium due to the way the risk has been presented.
Why choose us
- Member of the British Insurance Brokers' Association
- Regulated by the Financial Conduct Authority
- Access to a products from leading insurers
- Expert knowledge and advice on all types of insurance
- Provide full support in the event of a claim
- Tailored solutions to your needs
- Dedicated account managers to represent your interests
- Certified Insurance Professionals
- UK Broker Awards 2017 Finalists
- Thousands of happy customers across the UK
We are Riverdale Insurance
A member of the British Insurance Brokers’ Association (BIBA) and regulated by the Financial Conduct Authority (FCA), Riverdale Insurance is an independent insurance broker with access to all the leading insurers in the UK including Lloyds of London.
Riverdale Insurance gave us their full support in managing our claim and did a fantastic job. They have been easy to work with. We highly recommend Riverdale Insurance for their service, support and offered us the best quote in the market.
Riverdale Insurance are very knowledgeable and the level of service was excellent. They are always available to advise and assist whenever needed. Extremely professional and highly recommended.
NGS Group Ltd
We was referred to Riverdale Insurance by a third party company. We have never looked back since, because the service and insurance coverage that they have afforded us surpasses any that a competitor can meet. Riverdale Insurance is an outstanding company.