Horse insurance

A horse or pony can be a large financial investment and it's important to have insurance in place should anything happen.

  • Choice of cover level to suit most budgets
  • Vet fees cover up to £5,750 per incident
  • 30% introductory premium discount
  • An additional 5% discount for insuring more than one horse
  • Other benefits include saddlery and tack, public liability and personal accident cover
  • Providers of equine insurance for over 20 years
  • Our horse insurance offers four different levels of cover, leaving you to choose which plan would best suit you and your horse or pony's needs.

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Make an Enquiry

Give us a call today to talk about your insurance needs and find out how Riverdale can help

0161 241 5241

Cover options include: Essential – standard cover including public liability, Intermediate Value – vet's fees cover up to £2,000, Intermediate – vet's fees cover up to £5,750, Premier – includes loss of use cover

Following the decision by the House of Lords in Mirvahedy -V- Henley (2003), you may be liable for any damage or injury caused by your horse, irrespective of whether your acts or omissions could be negligent.

So, if your horse escaped from a well fenced field and causes a road traffic accident or kicks out at someone no matter how well it had previously behaved, you could find yourself faced with a claim for thousands of pounds in compensation.

Public liability cover is crucial to your equine insurance policy, protecting not only your horse, but you as well. E&L® offer up to £1.25m public liability cover.

With vet's fees up to a maximum of £5,750 per incident, personal accident up to £12,500 and cover for tack up to £1,750 plus many other benefits, we believe we have the right UK horse insurance cover for you. Why not take a look at the different options available and compare horse insurance cover to see which plan best suits your requirements.